Bring Home The Colours Of Nature This Festive Season

Many wait for the festive season to give their home a completely new look and feel. The festive season starts with the festival Navratri (the nine nights festival celebrating nine avatars of the Goddess Durga) and goes on till Diwali. Before and during these month-long festivities, people put their full focus on their home, on keeping it neat and clean and also, decorating it.

This festive season, go back to the roots. Fresh and close to nature, this look goes well with the traditions followed during the month of festivities.

Here are some interesting ideas you could implement:

Say it with flowers

Flower garlands are used to decorate homes during the festive season. The entrance, the windows and the temple in the house, all are decked up using flowers. The flowers add colour and fragrance to the home, making you feel close to nature.  

Brighten up with earthen decorative

The market, during the festival season, is full of decoratives made of terracotta. From diyas to flower vases, and from idols to side tables, each of these are available in colourful terracotta. You could pick all this variety for your home to give it a traditional look.

Colours of festivity

Festive season is the right time to add new and fresh colours to your home. Paint your home with colours that reflect nature or are in-sync with the new décor you plan to add to your home. Apart from painting your home, you could add new furniture or furnishings that reflect colours of festivity. Traditional Rajasthani cushions and rugs, phulkari wall hangings, among other could be an interesting way to give your home an ethnic look.

Light up the mood

Following the theme, invest in a lot of diyas and replace them with the lighting you would have otherwise used to decorate the façade of your house. Colourful diyas and their light will give your home a traditional look and feel. Also, you could save on energy by not using electricity-run lighting.

Budget-Friendly DIY Ideas For A Festive-Ready House

The festive season has started off all over the country and it’s that time of the year when we want our homes to sparkle and reflect the exuberance which festivals bring along. After cleaning every nook and corner of the house, next is the décor. However, you don’t always have to burn a hole in your pocket to change the décor of your house. We have some amazing DIY ideas which are fun to do and easy on the pocket.

  • Candle decor

Diwali, Dussehra and Durga Puja are festivals that are symbolic of light defeating the dark and so, define the theme for some candle decor. Give a makeover to those plain white candles by drawing attractive and delicate henna patterns on them. Not only will the candles look traditional but when they burn, they will fill up your house with the subtle fragrance of henna.

Candle decor

  • Mason jars

Put some votive candles in a mason jar and hang them in your balcony or the foyer. Attach some strong rope or metallic chains to the lids of these jars to make them sturdy. You can even draw diyas or small floral patterns on the mason jars using glass paint.

mason jar decor

  • Tea lights

You can use either wax tea lights or battery-operated tea lights for this one. Using unconventional things as décor props are a big trend today. Take things like an egg whisk or old sieves and hang them in your kitchen with a tea light in them. You can stack up old colourful bangles and make a tea light holder that will reflect off colourful lights when lit. You can decorate the tea lights with washi tape to make them look colourful.

Tea lights decor

  • Fruits to the rescue

This DIY idea will not only make your house look pretty but will also make it smell amazing. Take some orange peel in the shape of a bowl and make diyas out of it by putting melted wax and a wick in it. Once you light these diyas, the subtle zesty aroma of orange will fill your house.

Fruit Decor ideas

  • Bangle it up

If you have old glass bangles lying in your bangle box, its time you gave them a new life. Make a bunch of these glass bangles and string them up in a satin ribbon. Tie the two ends of the ribbon together and make a bow at the end. Now hang this circular bangle bunch on a white wall to celebrate your festivals in style.

Bangle decor

  • Flower décor

Take old paper plates and stick some artificial flowers on them to make a portable rangoli. You can keep shifting this rangoli to any room of your choice during the festive season. These flowers won’t wilt like fresh flowers and your rangoli will keep brightening up your room for longer. You can spray these artificial flowers with some room freshener too.  

Flower decoration

Documents That Ensure A Property Transaction Is Complete

A property transaction is successfully completed only when the paper work is done in a right manner. At the end of the process, you should have all the document to prove your ownership.

Here is a list of must-have property documents when you ink the deal:

Mother deed or sale deed

This is the most important legal document, which is the proof that the property was transferred from the former owner and the current owner. It also includes the terms and conditions of the sale and executed after the sale agreement. However, it has to be registered within four months of the sale, without which a penalty is levied.

Khata certificate & extracts

This certificate is known by many names across various states. It is an entry in the local municipality, confirming an account or khata in the said name. This is obtained after paying the tax.

Allotment letter & possession letter

An allotment letter is given by the developer or the co-operative society after the completion of the home purchase. A possession letter also lists the date of expected delivery of the home by the developer. This document is required to obtain a home loan.

Receipts of payment to developer

A home buyer should always collect receipts of payments to the developer. This should state the down-payment amount paid and other charges, if any. It is an important evidence and is necessary for loan processing.

Latest tax receipt of property

The latest tax receipt of the property is important to ascertain many details like the owner of the property.

Encumbrance certificate

This certificate can be obtained from the sub-registrar’s office. It tells if there has been any transactions or mortgages on the property.

Construction plan & sanctioned layout plan

The developer should have an approved construction plan. It should have to be approved by the local authorities. The developer should also be able to produce sanctioned building plan with all the necessary permissions in place for the construction of a property to begin.

Precautions To Take While Preparing Property Documents

Document writing is a professional’s job which requires expertise and thorough diligence. Whether you are a buyer or a seller,  it is important to take precautions while framing a property document. 

PropGuide tells you what precautions to take while drafting property documents.

Thoroughly check the particulars of the parties

The names of the parties concerned are material part of the document. Therefore, names should be correctly recorded in the document. To ensure this, verify the names from academic records, passport, or Aadhaar card to get the correct spelling (names) of the parties. If a person’s name is recorded differently in different records, mention the different versions of the name as alias. 

If a woman name is recorded as the daughter of a person in one link document and in another document it is recorded as the wife of a person, then it is better to record both aspects to avoid any confusion. 

Any small mistake will put the parties in trouble as the deed will have to be made all over again. The seller may not be available or his whereabouts may not be known to the buyers. Or the seller may demand additional money or put conditions to execute rectification deed in favour of the purchaser. In a nutshell, it is the duty of the buyer to ensure that the particulars are entered correctly.

Age of the parties

With all the records available, verify the correct age of the parties. Don’t put any approximate age. It is advisable to record the true age of the parties concerned.

Profession and addresses

The profession of the parties concerned, their present, and permanent addresses should also be properly documented without any errors. Any vague description of the parties will create confusion. It is important to get it cross-checked by another person to ensure that there are no mistakes.

Link document numbers

It is important to record correctly the link document number, date of registration, sub-registrar/registrar office name, and district name correctly. 

Money paid

You must record the details of money paid in numbers as well as words. This is an important part of the documentation process and proper care should be taken when recording this information.

Cheque or demand draft number 

If the amount is paid through a cheque or a demand draft, details such as its number, date of issue, bank and branch and the amount should be properly recorded. Take expert’s advice in recording the details of these instruments.

Schedule of the property

It describes the details of the property by mentioning in which village or city the property is located.

House location

It is equally important to correctly spell the district name, the sub-registrar office name, the town survey number, the plot number, the extent of the land, and all the four boundaries of the property. If it is an apartment, it is important to list the entire piece of land on which the apartment is built. Apart from that, flat number, common areas, car parking area (if any) should also be listed. 

It is vital to get full particulars of the owners of the adjoining properties rather than mentioning them vaguely such as ‘the neighbour’s property’. If there is a road along one of the boundaries, then its width should also be mentioned along with its name (if any). 

Attesting witnesses

Attesting witnesses play a crucial role in the event of a dispute regarding the document’s validity. It is important to have reputed and respected citizens to stand as witnesses. Their version regarding the execution of the document will be very critical in case of any dispute regarding the validity of the document in the court of law. Transfer of Property Act mandates that two witnesses should be present, but if parties wish then more than two persons may be taken as attesting witnesses.

For a foolproof job, give comprehensive and factual information in the document. Don’t leave everything on the document writers or lawyers, it’s important to actively participate in the documentation process because your stakes are higher. 

Buying An Old Apartment? These Tips Are For You

At a location, where there are very few property options to choose from, many homebuyers end up investing in an old apartment (a decade old or more). Such apartments do pose a challenge for the homebuyers. While the property might be in good condition and value for money, homebuyers should perform the legal and technical verification of the property before signing the dotted line.

MakaaniQ shares few tips for buyers who are investing in old flats:

  • Check all the documents carefully before signing the sale deed and ensure that the seller is the actual owner of the property.
  • The title of the resale property should be clear. Obtain the purchase agreement, the sale deed, a No-Objection Certificate from the society, copy of the builder-buyer agreement and the encumbrance certificate. All ask for documents to establish the chain of ownership.

Here’s A List Of Documents You Need For A Home Loan

  • Ensure there are no dues on the property from water, electricity, property tax department. Buyers can check maintenance, electricity, and water from the society office or the builder, check for pending tax bills from the revenue department.
  • Check the financial history of the apartment. Know if the apartment was mortgaged to the bank. Obtain NOC from the bank. Also, make sure the cash component demanded by the seller is within the permissible limit.
  • Banks provide home loans for old properties, subject to technical and legal verification. Usually, lenders factor in the age of construction, depreciation value and documentation. Banks usually are not willing to lend more than the amount mentioned in the sale deed. Hence, buyer has to arrange for registration and stamp duty from a personal fund.

Also read: 10 Things You Should Check Before Taking Possession Of Your Property

  • Check with the society about the additional charges that you might have to pay. This includes maintenance charges, usage charges for amenities or society electricity charges, etc.
  • Buyers should also look for structural damages that have to be repaired at later stages. This includes water pipes, wiring, cracks, damps, moisture, clogged drains, seepage etc. If you are planning to run heavy wattage appliances, check the age and quality of wiring. Painting, water-proofing and structural repair cost should be factored in before buying an old property.
  • If you are buying a home in an old building in an old locality, ventilation and lighting can be a challenge if you are buying on lower floors or if there are high rises around the structure. Opt for top floors for better view and ventilation as the chances of dampness and leakage are minimum.

Buying Property Online? Take Note

Who would be foolish enough not to make the most of the opportunity that the information technology revolution has presented in front of us? Buying your household items is just a click away, and so is buying a home. In fact, data prove that prospective homebuyers are more inclined to use the online platforms to complete the process. Gone are the days when everything had to be done physically. Why should you take a day off from work just to pay site visits? There are virtual tours. Why should you sit with an advisor when you can compare properties and their prices using online tools?  To cut a long story short, more and more buyers across India’s major cities are finalising their property purchases using the internet. Great as the medium is, due care must be employed while you are trying to book a property online.

Here are some areas that need your special attention:

  • The asset you are trying to purchase, mind you, is one of the costliest assets you are going to purchase in your lifetime. May we suggest that only reputed platforms be trusted to carry out the business. After you zero in on a couple of properties, we also suggest that you go for a physical inspection of the property. This would leave no scope for you facing any disappointment in future. This is especially true in case of investments by non-residents.
  • Do not get carried away if an online advisor or an online portal is offering grand discounts on property purchases. There are two things that have to be considered before you start clicking to bag a grand deal? Can you trust the brand that is offering this discount? And, does the deal on offer actually meet your personal requirements? Only if the answers to both your questions are affirmative, go ahead with the deal. Also, it must be considered that offering heavy discounts is a marketing strategy to sell off projects faster. Do not forget to make sure that everything is alright with the project.
  • The online medium can be a great tool to complete the purchase, but you also need to have the physical possession of property-related papers. Homebuyers cannot afford any carelessness in this regard. Complete this process with utmost diligence. This rule also applies when you are trying to find out the details of the project. Do ask your developer to present the physical papers related to the property sale.

 Also Read: 10 Things You Should Know About Stamp Duty On Property Purchase

Apartment Vs Independent House: Which One Is Better?

Often, an accepted norm for a house purchase is selecting a property at a wonderful location. Selecting a better location would give better appreciation on your investment. While some opt for apartments, others prefer independent houses. Usually, properties having sky-high rates in metros compel most homebuyers to look at apartments as their preferred choice. These come slightly cheaper than independent property which could be in the form of a villa or an assortment of floors built on a plot. While it is common knowledge that the latter comes at a price, there are some marked differences between the two.

 

MakaanIQ explains some of these differences to help you make your buying decision easy and know flat or house which is a better choice for you-

At the time of buying

Amenities comes at a cost: While an apartment property comes with added values, such as security, enough parking spaces, power back-up, water systems and fire safety mechanism in place, an independent property needs extra effort for setting up of these services. This would also include an extra cost. It is estimated that one needs to spend 2-3 per cent of the total property value on these amenities around an independent villa property. This would include setting up of a small power back-up in the form of an inverter or a generator set, and your own water mechanism. Security will still remain a constraint. In case your villa property is located in a colony of such villas, the inhabitants can form a Residents’ Welfare Association (RWA). The RWA can then look after security and other such issues.

On the contrary, in an apartment society, the developer provides all these in advance for the first 2 to 3 years. Later, the management of services is taken over by the RWA.

Mortgage: In case you are buying the property by taking a home loan, it is easier to get the loan for an apartment than an independent property. Lending banks often prepare a list of sanctioned projects where a buyer can easily get his loan approved. However, banks sanction loans for independent properties only after strict scrutiny of borrowers. The lending is difficult in the case of independent properties also because of the share of unaccounted cash component. Moreover, it is difficult to ascertain the value of an independent house.

In case you plan to buy a plot, be aware of the fact that banks in India provide only 60-70 per cent of the total plot value. You will have to arrange the rest of the amount, including that for the stamp duty and registration charges. However, banks do provide construction loan over and above this amount.

If buying an under-construction property: Say, you choose to buy a property which is under construction. There are challenges. However, the problems reduce drastically when you invest in an apartment project. In case you plan to buy a plot and then build the house property on it, it would be a long, cumbersome and tiring task at hand to construct the property. However, here you would have the advantage of building the property within a specified amount of time. In comparison, in an apartment project, you will be at the developer’s mercy — whether or not he wishes to complete the project on time. Cash crunch, poor economic scenario, rising cost of raw materials and labour, and poor sales sometimes hit developers’ revenues, leading to construction delays.

After sales/ possession

Maintenance cost: Your work does not end here. Once you start living in your own house, the property needs constant efforts for maintenance, cleanliness and construction & repair. However, it has been observed that the cost of maintaining an independent house is more than that required for an apartment property, as the maintenance is taken care by the society’s RWA in an apartment project. Because of the pooled resources in a residential complex, the cost of services reduces drastically. These services take less time than that required in an independent property like a bungalow.

Saleability: Among all the asset classes, property as an asset class takes more time to resell. And the task may become a Herculean one if it is an independent property. Industry estimates suggest that apartments are now more in demand. Even Tier-II cities are witnessing such developments. Developers are now bringing apartment projects with a mix of plotted developments. If you decide to sell your property at a later stage, it would be easier to sell an apartment. Within apartments, two-bedroom and three-bedroom apartments are the most in demand.

Thus, if you decide to buy property, do your groundwork on these parameters. While you may choose one option, always consider that there is no specified time for property investment. So do not wait for it.

Caution Buyers, Do Not Be Misled By These Terms

There are so many things to mind when you go home shopping. But, your first area of concern is to pick a perfect home for yourself. If that is achieved, consider the job half done. While you are browsing for properties, do not get carried away by everything that is mentioned in the literature used by developers to market their projects. Make sure their claims are real.

Location, location and location

All the brochures you have read have one thing in common — all the real estate projects are invariably strategically located. A majority of advertisements would tell you that the airport is only a 20-minute drive from there, and so is the railway station. In most cases, there is no mention of the kilometres. It is assumed that a personal vehicle, preferably a four-wheeler, will be used to cover the distance. It is also assumed that it would be a smooth ride without traffic jams while you go the distance in your car. Both these assumptions are ill-founded and far from reality. Not all members of a family might be using cars for commuting, and it may take hours for them to reach the railway station if they have to use the public transport. The time would only get longer if there are traffic jams, something not at all uncommon on city roads.

Developers also highlight the project’s proximity to civic and social infrastructure. Make sure that this civic infrastructure actually exists and is not only on papers before investing in the project.

Also read: Beware Of Fraud Property Advertisements

The amenities and the facilities

An oft-repeated term in developers’ marketing brochures is amenities. What is often projected as an additional facility when selling you the property is actually something a developer is obliged to provide in his project. For instance, mentioning “gated community” and “24×7 security services” as highlight points of a real estate projects does not make sense. By the very definition, an apartment project will be a gated community and will offer homebuyers uninterrupted security services.

Some projects are actually different from others and do offer you additional services. But, before you are swayed away by those services, here is a point for you to consider. There is a mention of a swimming pool and a gymnasium in the society. Based on which, units at this projects are priced slightly on the higher side when compared to similar projects in the neighbourhood. Will one swimming pool suffice for 300 families to indulge in swimming, even if each of these families choose just one day of the week and a particular hour of this day to do so? The same question arises about the gymnasium also. And, the answer in both cases is, probably not. Also, keep in mind the fact that irrespective of you using or not using these services, you will have to pay a monthly maintenance charge for these facilities.

Also read: 3 Things About Real Estate Law You Probably Do Not Know

The green practices

A lot of emphasis is laid on going green these days, and property markets are no exception. As a result, brochures boast of real estate projects being green and eco-friendly as their unique selling point. In reality, however, the project may not be as green as you though. As a buyer, you have to check what kind of green and eco-friendly features have been incorporated in the project. Are solar panels being used to generate electricity? Is there an in-house wastewater treatment plan? Is the building material used by the developer eco-friendly? Do the green claims of the developer have any backing and proof? It is only after satisfying yourself on these points that you should consider a project green and pay for it.

How NRIs Can Use Power Of Attorney To Manage Their Assets

If you are living abroad and managing your assets in India has become a headache for you, Power of Attorney (PoA) is the perfect instrument for you. Because of its various benefits, even resident Indians tend to execute POAs. People having numerous assets find it tough to be present everywhere physically. Therefore, they execute POAs to delegate the responsibility.

 

What is a PoA?

In the simplest of terms, it is the power (right) that a person (principal) grants to an attorney (a legal representative). A principal-legal representative relationship is established between the two and the principal would be bound by the acts of the legal representative.

For instance, if a person has purchased a property in India and cannot be physically present to process the registration, he can delegate these rights/duties to any relative/friend by means of a registered power of attorney.

Types of PoA

Special PoA: In a special PoA, the power of the agent is restricted and limited to a specific purpose. A special POA may be transaction specific and the POA ceases on the completion of transaction.

General PoA: Under a general PoA, broad powers are granted to the representative to make decisions on behalf of the principal. Besides, the representative can also carry out the various activities on behalf of the principal without any limitation on transactions.

Durable PoA: A durable POA remains effective for a lifetime, unless it is explicitly cancelled. A specific clause can be inserted in the document, stating that the representative’s power would remain valid even if the principal becomes incapacitated.

POA in real estate

In real estate, PoA could be used for the purposes mentioned below:

  • Mortgage, exchange, sell, lease, collect rent, grant, borrow
  • Manage and settle the disputes
  • Perform the acts as required by banks, insurance companies and enter into contracts, deal with bonds, etc.

Power of attorney by more than two persons

In cases where a property has numerous owners, it would be difficult for all the people concerned to collectively complete a transaction. In such cases, granting the power of attorney to one person would make matters simple. As a result, this person would be empowered to act on behalf of all the owners collectively.

How Power of Attorney can be executed in India

If an NRI is present in India, he could before going abroad execute the POA from India itself.

Step 1: The NRI needs to get the desired matter of the POA drafted and typed on non-judicial stamp paper of adequate value which is generally Rs 100.

Step 2: Along with the legal representative and two witnesses, the person is now required to visit the Sub-Registrar’s Office.

Step 3: It should be ensured that all the persons going to the Sub-Registrar’s Office are carrying their valid identity proof. Photocopy of the POA, along with the original copy, must also be taken along.

Step 4: At the Sub-Registrar’s office signatures, photographs and fingerprints of the party will be collected.

Step 5: Now, you need to collect the registered POA on the due date from the Sub-Registrar’s Office. This might take three-five days after the formalities have been completed.

What if you are outside India?

If you are settled abroad and won’t be able to visit India in the near future, you may execute a POA from the country of your domicile through the Indian Embassy/ Consulate. There are two ways to execute a POA from abroad:

Legalisation: In this case, signatures of the notary or judge before whom the POA is executed are required to be authenticated by the duly accredited representative of the Indian Embassy/Consulate. According to Section 3 of the Diplomatic and Consular Officers (Oaths and Fees) Act, 1948, notarising a deed from an authorised officer of the Indian Consulate/Embassy would be considered a valid notary. Such a POA is not required to be stamped at the time of execution. However, it needs to be stamped within three months from the date of receipt of the POA in India. Stamp duty would be payable according to Section 2(17) read with Schedule-I of the Indian Stamp Act, 1899, when the deed is presented for registration in India.

Apostalisation: The deed of POA executed outside India are proven through an apostallisation process which is governed by the Hague Convention, 1961. Also known as superlegalisation, apostille is a certificate which confirms and verifies the signature/seal of the person who authenticated the document. However, this deed, too, needs to comply with Indian laws such as the Indian Registration Act, 1908, and the Power of Attorney Act, 1882. You also have to pay the stamp duty on this. If one wants to obtain apostille in the US, he/she can refer to this link

Regulation of Power Of Attorney

A PoA paper should be interpreted to include all the necessary powers for its execution. The POA has to be given a strict interpretation and no extra rights should be construed, unless they are specifically mentioned. For instance, if the POA mentions “right to lease”, the “right to sell” can’t be attributed to it.

The representative has to act within his scope and cannot bind the principal by his acts which are beyond his authority. As an NRI, you can’t be sued or held responsible for the fraud of the representative, unless it is proved that the fraud was done in connivance with you.

Revocation of Power Of Attorney

If the principal thinks that the legal representative is misusing the power granted to him or is unable to properly discharge the duties assigned to him, he has the option to revoke the PoA. Revocation might also be required if the principal thinks that now he is in a position to take care of his assets.

How to revoke a Power Of Attorney?

  • You may revoke a PoA during your lifetime.
  • PoA is also revoked when the principal dies or becomes insane or is declared insolvent.
  • PoA can be revoked on mutually agreed terms between the principal and the representative.
  • A PoA is revoked when the specific transaction for which it was executed has been accomplished.

Revocation of POA has to be done in the same manner in which it was executed. If the PoA was registered with the Sub-Registrar, you have to get it cancelled from the same office. Also, the representative and the parties concerned need to be duly informed about the cancellation of the POA. If interests of a reasonably large number of people are involved, it is recommended that a notice be published in a newspaper. A notice about the revocation of the POA could also be posted on the property where it can be visible to the general public.

Sale through PoA is illegal

There have been many cases where people resort to property sale through POA to avoid payment of stamp duty, which is illegal. Besides, selling properties where the owner has only right over possession and no right over ownership through PoA is also illegal. Proper transfer of title and ownership cannot take place, if the sale is done through a POA and not by means of a sale deed.

Live in A Housing Society? Know Your Legal Rights

Flats and apartments are the most common form of housing today. Even those who can afford to build a house on their own land often prefer to live in a housing society for the sheer comfort that they provide. But, there are several terms and conditions which you have to meet as a member of a housing society.

To begin with, you have to furnish all your rights details with the authorities, failing which the governing body may initiate action. You also have to maintain a certain decorum as a member of a housing society. Any oversight in this regard may end up in you losing your property ownership.

As the member, you also have certain rights.

You can inspect the book  

In the form of maintenance and many such charges, your housing society earns a handsome amount from the members. It is only evident a member would like to know how the money is being spent. So, can you approach the top body and demand to have a look at the account book? You certainly can!

The society is legally bound to provide to you the last audited annual balance sheet. You can also ask for a copy of the profit and loss account. If case you want to dig deeper into the rules governing the society, you can demand a copy of the Act, the rules and the bye-laws.  Also at your disposal should be the information about members of the committee, the minutes of general meetings, etc.  Any information you seek, the society has to provide you within one month’s time.

Also read: What To Do When You Don’t Have An RWA?

Smell a rat? You could report this

Upon examining the papers, you discover some goof ups. What can you do now? Well, you can share this information with other members and approach the registrar to take action against the top governing body.  The registrar will then hold an inquiry into the “constitution, working, and financial condition” of the registered society. In case of the accusations of wrong doings are well-founded, the society may lose its registration, and the governing body may eventually be junked.

Can you borrow money from your housing society?

Are you facing some financial trouble and are considering approaching a bank over the matter. You can alternatively ask you housing society to lend you money. Under the provisions of the Co-Operative Society Act, a society can lend money to its members.

Also read: Now, Housing Society Certificate Enough To Enjoy Tax Benefits On Home Loan

What if you housing society tries to expel you?

Your housing society can cancel your membership, which in turn may amount to you losing your ownership over your property. While there are many conditions to be fulfilled before a housing society moved such a proposal, a member is given an equal opportunity to fight his case.

According to Section 35 of the Maharashtra Co-Operative Societies Act, 1916, a society can “expel a member for acts which are detrimental to the interest or proper working of the society”. But, for that, it has to get passed a resolution by at least three-fourths of members by conduction a general body meeting.  Further, this resolution will not be valid unless the member is given an opportunity of representing his case to the general body. The resolution will also need the Registrar’s approval to come into effect.

Also read: Documents’ Checklist To Transfer Property In A Housing Society